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Homebuying Basics

Closing Costs

The amount you owe at closing includes several different items. Some lenders are hesitant to fully explain all of these costs at the beginning of the loan process. Be a savvy consumer – ask about each of these items on your Good Faith Estimate!

The down payment – a percentage of the sales price that you pay at closing
Appraisal, escrow, and title fees
Pre-paid taxes, insurance, interest, and homeowner’s dues
Lender fees for origination, discount points, and administrative costs

Evergreen Home Loans and Evergreen Moneysource Mortgage Company are Equal Housing Lenders. Evergreen Home Loans is a trade name of Evergreen Moneysource Mortgage Company © 2008 - 2010 Evergreen Home Loans. Trade/service marks are the property of Evergreen Home Loans and/or its subsidiaries. All rights reserved. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply.

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