Did you know that there is a difference?

• A pre-qualification is only based on information that you have given to your lender, either in person or over the phone, about your income and savings. They use this information to judge whether or not you will qualify for a loan.
• Most pre-approvals are based on verified information and a credit score. The pre-approval is an educated guess of the loan amount you could qualify for.
• The Security Plus Guarantee from Evergreen is a fully-approved loan for an amount that we guarantee. If that amount changes and we aren’t able to fund the loan, we will pay the seller $1000.

Sometimes more than one offer is made on a home. Buyers who are backed by Evergreen’s Security Plus Guarantee are more likely to have their offer accepted!